ManipalCigna Health Insurance Network Hospitals

ManipalCigna Health Insurance has a tie-up with many hospitals across India where policyholders can avail of cashless medical treatment. Policyholders can check the list of network hospitals on the ManipalCigna Health Insurance website or RenewBuy’s “ManipalCigna Health Insurance Network Hospitals” page. Here are some of the ManipalCigna network hospitals in some major cities:

• Delhi/NCR: Apollo Hospitals, Fortis Escorts Heart Institute, Max Super Speciality Hospital, BLK Super Specialty Hospital, etc.
• Mumbai: Kokilaben Dhirubhai Ambani Hospital, Lilavati Hospital, Nanavati Super Specialty Hospital, Wockhardt Hospital, etc.
• Bangalore: Manipal Hospitals, Fortis Hospital, Apollo Hospitals, Vikram Hospital, etc.
• Chennai: Apollo Hospitals, Fortis Malar Hospital, Sri Ramachandra Medical Centre, MIOT International, etc.
• Hyderabad: Apollo Hospitals, Care Hospitals, Yashoda Hospitals, KIMS Hospitals, etc.

• More than 8500 Network Hospitals
• Cashless Treatment
• Quality Treatment
• 24x7 Assistance
• Hassle-free Claim Settlement

ManipalCigna Health Insurance offers cashless hospitalization facilities in more than 8,500 network hospitals across India. Here is the step-by-step process to avail of cashless hospitalization:

• Find a Network Hospital: The first step is to find a ManipalCigna network hospital near your location. You can visit the ManipalCigna website, mobile app or from RenewBuy’s “ManipalCigna Health Insurance Network Hospitals” to find a list of network hospitals.
• Inform the Insurer: Once you have identified a network hospital, inform the hospital about your ManipalCigna health insurance policy and the need for cashless treatment.
• Pre-Authorization: The hospital will send a pre-authorization request to ManipalCigna for approval. Pre-authorization is when the insurance companies evaluates your medical condition and the proposed treatment to determine if it is covered under your policy.
• Approval: Once the pre-authorization request is received, ManipalCigna will evaluate the request and send an approval to the hospital.
• Treatment: Once approved, your treatment will start at the network hospital.
• Claim Settlement: After the treatment is completed, the hospital will send the bill to ManipalCigna Health Insurance for settlement. ManipalCigna will settle the bill with the hospital if the claim is admissible.

Planned Hospitalization

If you are planning to undergo a planned hospitalization or surgery, you can avail of ManipalCigna Health Insurance's cashless facility by following these steps:

• Inform the Insurer: Inform ManipalCigna Health Insurance about your planned hospitalization at least 72 hours before hospitalization.
• Pre-Authorization Request: The hospital will send a pre-authorization request to ManipalCigna Health Insurance detailing the estimated medical expenses for your treatment. You must provide the hospital with your policy details, medical reports, and other relevant documents.
• Approval: Once ManipalCigna Health Insurance receives the pre-authorization request, it will evaluate the request and approve it if the treatment is covered under your policy.
• Treatment: After receiving the approval, you can undergo the planned hospitalization or surgery at the network hospital. ManipalCigna will directly settle all the medical expenses with the hospital.
• Claim Settlement: After the treatment is completed, the hospital will send the bill to ManipalCigna for settlement. ManipalCigna Health Insurance will settle the bill with the hospital if the claim is admissible.

Unplanned Hospitalization

If you are admitted to one of the network hospitals in an emergency, you can avail of cashless treatment by following the below-mentioned steps:

• Inform the Insurance Company: Inform ManipalCigna Health Insurance about your hospitalization as soon as possible.
• Pre-authorization Form: The policyholders need to fill out a pre-authorization form and submit it to the insurance desk of the hospital. The hospital then sends it to ManipalCigna Health Insurance for approval.
• Approval: ManipalCigna Health Insurance reviews the pre-auth form, approves the claim, and then sends an approval letter to the hospital.
• Claim Settlement: Once the hospitalization is approved, the policyholder can avail of the necessary treatment at the hospital without paying any bill amount. The ManipalCigna Health Insurance directly settles the cost of the treatment with the hospital.