Care Advantage Health Insurance Plan
Care Advantage Health Insurance is an ideal 1 Crore health plan that offers comprehensive health insurance coverage to individuals and families. Care Advantage is designed to meet the healthcare needs of customers in case of medical emergencies. Care Advantage Health Insurance offers various coverage benefits to its policyholders, such as in-patient hospitalization, daycare treatments, no-claim bonus, etc.
Care Advantage health plan offers 3 high sum-insured options such as INR 25 Lakhs, 50 Lakhs, and 1 Crore. You can customize your care advantage health insurance plan per your needs and budgets.
Highlights of Care Advantage Health Insurance
Below mentioned are the highlights of the Care Advantage Health Plan:
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Entry Age
Adult: 5 Years to Lifelong, Child: 91 Days to 24 years
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Renewability
Lifelong
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Policy Type
Individual and Family Floater
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Sum Insured
25L, 50L, 1Cr
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Policy Term
1, 2, 3 Years
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Waiting Period for Pre-Existing Disease
Up to 3 Years
Network Hospitals
Eligibilities to buy Care Advantage Insurance Policy
Below mentioned is the eligibility of Care Advantage Insurance policy:
- Individual
- Family Floater
Entry Age: 91 Days to Lifelong
Entry Age: 3 months to 65 years
No. of Covered Member: Up to 6 Members
Coverage Benefits Offered Under Care Advantage Health Plan
Care Advantage health insurance plan offers a wide range of coverage benefits and allows you to customize your care advantage plan per your needs. Take a look at the below section to learn more about the coverage benefits of the Care Advantage Health Insurance Policy:
- 25 Lac - 1 Cr
Room Rent
Covered
ICU Charges
Covered
Pre-Hospitalization
Covered up to 30 Days
Post-Hospitalization
Covered up to 60 Days
Daycare Treatments
540 + Daycare Treatments Covered
COVID-19 Treatments
Covered
No Claim Bonus
Available up to 50% of SI
Automatic Restoration
100% of SI once a year
Organ Donor
Covered up to Sum Insured
Ambulance Cover
Covered up to Sum Insured
Air Ambulance Cover
Covered up to INR 5L
Co-Payment
20% for every claim of people above 61yrs
Care Health Advantage Insurance Plan Exclusion
Below mentioned is the list of diseases and conditions that are not covered under Care Advantage Insurance Policy:
- Hospitalization due to war, strike, riot and nuclear weapons
- Infertility and in vitro fertilization
- AIDS
- Intentional self-injury
- Congenital disease
- Miscarriage and abortion
Care Advantage Plan Additional Benefits
Care Advantage plans offer a wide range of additional benefits. Below mentioned are the additional benefits offered by the Care Advantage Plan:
- Room Rent Modification: The Care Advantage plan offers a room rent modification optional cover through which you can opt for a single private room at the time of hospitalization.
- Waiver of Co-Payment: Care Advantage Health Insurance offers an add-on cover through which you can waive off your 20% co-payment.
Explore More About Care Advantage Insurance Policy
Check the below section to learn more about the care health insurance buying process, care health insurance claim settlement process, care health insurance renewal process.
Disclaimer:
The details, facts, or figures given here are intended solely for the reader's informational purposes and should not be relied upon for personal, medical, legal, or financial decisions. Please visit the insurer's website for the latest updates. We do not endorse any particular insurance company or insurance product provided by any insurer.
